Privacy Policy

Updated - August 25, 2025

1. Introduction

Liberty Financial (“we,” “us,” or “our”) is a financial education organization dedicated to providing individuals with general financial wellness information and optional appointment-based educational guidance. This Privacy Policy explains how we collect, use, and safeguard your personal information. By using our website, subscribing to updates, or communicating with us through email, SMS, or other channels, you agree to the terms outlined in this Privacy Policy.

We operate solely for educational and informational purposes and do not provide legal representation, tax preparation, or credit repair. All communication and data handling is conducted under financial education and appointment scheduling purposes only.

2. Definitions

For the purpose of this Privacy Policy:

  • “Educational Services” refers to general financial education content, appointment reminders, and informational communication.

  • “Personal Information” means any data that identifies or could reasonably identify you, such as your name, email, or phone number.

  • “Communication Data” refers to your consent status, opt-in preferences, and message interaction history.

  • “Service Providers” means secure third-party platforms we use for website hosting, email, SMS distribution, scheduling, or analytics.

3. Information We Collect

We only collect information necessary for educational and appointment communication purposes. This may include:

Information You Provide Voluntarily

  • Name, phone number, and email when subscribing or requesting educational communication

  • Appointment scheduling details, if voluntarily booked

  • General financial profile details you choose to share (ex: estimated debt amount for educational tailoring)

Automatically Collected Technical Data

  • Basic device and browser information

  • Site activity used only to improve user experience and performance

We do not collect credit report data, social security numbers, bank account details, or sensitive financial documents.

4. Purpose of Data Collection

Your data is collected solely for:

  • Delivering financial education-related resources

  • Sending optional appointment reminders and confirmations

  • Responding to educational inquiries

  • Ensuring compliance and responsible communication standards

  • Improving the clarity and usefulness of educational material

We do not use your information for loan servicing, consumer credit evaluation, or financial product solicitation.

5. Legal/Tax/Financial Disclaimer

All content and communication provided by Liberty Financial is for educational purposes only.

  • We do not provide credit repair, legal representation, or tax services.

  • Any decisions made based on our educational content are the sole responsibility of the user.

  • We strongly recommend consulting with a licensed attorney, tax professional, or financial advisor for legal, tax, or debt resolution matters.

6. SMS and TCPA Compliance Policy

By providing your phone number and opting in to receive communication from Liberty Financial, you acknowledge and agree to the following:

• You authorize Liberty Financial to send educational messages and appointment reminders only using SMS or email.

• No marketing, promotion, lending offers, or sales-related content will be sent.

• Message and data rates may apply depending on your mobile carrier.

• Text STOP at any time to opt out of future messaging. Once you reply STOP, you will no longer receive messages unless you opt in again.

• Text HELP for assistance or email support@golibertyfinancial.com for support.

• Consent to receive SMS messages is not a condition of any purchase or service, as Liberty Financial provides educational guidance only and does not sell financial products.

• Message frequency may vary based on educational engagement or upcoming appointment reminders.

• Your mobile number and communication preferences will be stored securely and will not be shared, sold, or used for third-party marketing purposes.

Liberty Financial complies with TCPA (Telephone Consumer Protection Act), and CTIA guidelines to ensure responsible and transparent messaging practices. By continuing, you confirm that the phone number provided belongs to you, and you agree to receive non-promotional educational messages in accordance with TCPA standards. By opting in and providing your contact number, you agree to receive educational updates.

7. Cookies and Analytics

Our website may use basic analytics tools to understand general user interaction and improve educational content delivery.

  • No ad-tracking or targeted behavior profiling is used.

  • Cookies, if present, are only used to maintain site function and browsing continuity.

8. Third-Party Service Providers

To operate our educational communication systems, we may securely use third-party platforms such as:

  • Website hosting providers

  • Email automation and SMS delivery services

  • Appointment scheduling tools

These providers are contractually restricted from using your data for anything beyond what we specifically authorize for educational communication.

9. Data Security Practices

We apply reasonable technical and administrative safeguards to protect personal information from unauthorized access or misuse. Access to contact data is limited to compliance and educational communication purposes only.

10. Your Rights and Choices

You have the right to:

  • Request correction or removal of your contact data

  • Request details on what limited data is held

  • Withdraw communication consent at any time via STOP or email request

  • Request deletion or anonymization of your data, unless retention is required for compliance record-keeping

11. Data Retention

We retain limited contact and communication preference information as needed to maintain compliance records and prevent unintended messaging after opt-out. Once data is no longer needed, it is securely anonymized or deleted..

12. Accessibility Notice

Liberty Financial is committed to making educational content available and accessible. Users requiring accommodation or alternative formats may contact us at support@golibertyfinancial.com.

13. Governing Law – Arizona, USA

This Privacy Policy is governed under the laws of the State of Arizona, USA. Any disputes or compliance matters shall be handled within this jurisdiction.

14. Updates to This Privacy Policy

We may update this Privacy Policy to reflect compliance updates or improvements in clarity. The revision date will be updated accordingly.

15. Contact Information

For privacy requests, data updates, or general policy-related questions, contact: support@golibertyfinancial.com